Protecting online marketplaces from rising CNP fraud and refund costs

Semla provides robust solutions to reduce CNP fraud, refund costs & reputational risk by automating CNP due diligence processes via PSD2. Safeguard your marketplace and its users.

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Verify consumer and vendor authenticity

Ensure the legitimacy of consumers & vendors with the most secure card-not-present verification solution on the market. Cut the risk of marketplace fraud.

Reduce fraud & reputational risks

Mitigate risks associated with online payments. Semla's CNP due diligence solutions protects your business from financial, reputational and security threats.

Protect profit margins

Issue instant refunds to accounts and reduce reliance on costly card refunds. Semla uses secure Open Banking, enabling you to reduce the friction and expenses from payouts.

Seamless integration, full market coverage

Effortlessly integrate with our Plug & Play API, with full human and AI support. Meet compliance regulations wherever you operate. We tailor our solution to your needs.

Sverker Tornhagen

Director |Tenure at Swedish FSA

"Fraud, especially CNP fraud, is rising alarmingly, posing threats to both society & business. We need tomorrow's technology, that combines PSD2 and AI, to combat fraud effectively where conventional methods have failed."